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Does Insurance Cover Rehab?

Deciding to seek addiction treatment is a decision often accompanied by many concerns and questions. One of the most significant is usually “how can I afford to pay for rehab”? The cost of treatment depends on your unique treatment; however, there are affordable treatment options for everyone regardless of income. It can be challenging to commit to something costly, like rehab. Still, it is essential to remember that seeking and completing addiction treatment is an investment in your mental health and physical recovery from addiction. With the passage of the Affordable Care Act, the ability to pay for therapy using personal or employer-sponsored insurance plans opened doors to treatment once closed to many. 

Does Insurance Cover Rehab? 

In 2010, the Affordable Care Act (or Obamacare) was signed into law. One significant benefit to the act is the expansion of treatment options for those covered by Medicare and Medicaid. Additionally, it required many insurance companies to include addiction treatment options as part of their standard health insurance coverage. Both of these changes to how insurance paid for addiction treatment helped ensure millions more Americans have access to potentially life-saving addiction and mental health treatment services as rehabs across the nation. Today, finding an insurance plan that covers addiction treatment is easier than ever. 

The Health Insurance Marketplace offers Affordable Care Act sponsored programs that provide addiction treatment coverage are required to provide coverage for addiction treatment as they would any other medical procedure, including inpatient and outpatient treatment services. Affordable Care plans assist with inpatient rehab services, including medically assisted detox, treatment, and therapy. 

In the outpatient setting, insurance plans will help with evaluations, treatment medications, clinic visits, counseling, drug and alcohol testing, and home health visits. Affordable Care Act-based plans are available to anyone searching for private medical insurance. It is important to remember that the amount of coverage available for treatment services depends on a few factors, including the level of coverage purchased. In many cases, insurance will cover between sixty and ninety percent of inpatient or outpatient treatment expenses. 

Why It’s Important to Get Sober at Rehab and Not on Your Own

Getting sober is sometimes a challenging process and not one that is safely accomplished without comprehensive support. Whether mild or severe, withdrawal symptoms are part of the detox process for everyone who enters addiction treatment. For some, detox may be accompanied by mild symptoms that are easily managed without significant medical assistance or intervention. However, for others, the withdrawal process can bring about dangerous and even fatal symptoms and complications. Some of the more intense symptoms related to detox can quickly become unmanageable when detoxing alone, leading to relapse. This is especially common when detoxing from specific substances, including alcohol and opioids. For these reasons, choosing to detox alone may not be safe or beneficial.

Medically supervised detox and addiction treatment programs like Relevance Recovery provide the safest and most successful path to sobriety. In a medically supervised detox setting where adequate treatment options, therapy models, and highly trained staff are available for ongoing support, the detox process can be more comfortable and successful than would be feasible when trying to get sober on your own. 

Get More Information From the Team at Relevance Recovery

Suppose you (or a loved one) are ready to take the first steps towards overcoming addiction. In that case, it is important to begin your journey in a safe, supported environment where you can focus on healing and your sobriety goals. At Relevance Recovery, our treatment team will work with you to design a detox and treatment plan that helps you meet your goals and maintain lasting recovery. Contact our Freehold, NJ rehab today to learn more about how your insurance coverage can help cover rehab. 

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